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Police Officer Retirement Articles

John M. Violenti, Ph.D

Retirement is an important life event, bringing with it many adjustments and challenges. Changes in lifestyle, friendships, self-esteem, and vocation are all part of the process. Retirement is especially difficult for police officers who leave the law enforcement profession at middle age, often unprepared for the consequences of change
. However, by providing
the necessary information to help them make crucial decisions before retirement, officers can make a smooth and productive transition into civilian life

Various Police Officer Retirement Resources


Austin Police Retirement System

retirement and disability benefits to active and retired police officers ... WELCOME TO THE AUSTIN POLICE RETIREMENT SYSTEM ... Austin Police Retirement System ...

New York State Retirement System - State Police Plan

2 members covered by the State Police Retirement Plan provided by Section 381-b ... State Police Accidental Disability Retirement Benefit (Section 363-bb) ...

Kansas City Police Employees' Retirement Systems

to the website for the Kansas City Police Employees' Retirement Systems – KCPERS. ... About KCPERS. The Police Retirement System was established in 1946 and ...

Police Retirement Fund

Lucie Municipal Police Officers' Retirement Trust Fund. ... then transferred to the Police Officers' Tax Funds at the Division of Retirement. ...

Retirement Regional State Park Police Pamphlet State Comptroller, State Park

member if you joined the Police and Fire Retirement System before July 31, 1973. ... Regional State Park Police Disability Retirement Benefit ...

The Police Retirement System of St. Louis

Police Retirement System of St. Louis provides retirement and disability benefits to commissioned members of the St. Louis Metropolitan Police ...

State Police Retirement System

N.J. State Police Retirement System (SPRS) ... How long does it take to process my retirement application? Is my pension taxable? ...

Lake Worth, Florida -- Police Retirement Board

Lake Worth, Florida ... Police Retirement Log. Last updated Tuesday, June 20, 2006 ... Police Retirement. Stakeholder Advisory. Tree Board. Recreation Board. Ad ...

Michigan State Police Retirement System

Police Pension, Accident, and Disability Fund to the Office of Retirement ... Full Audit Report - #0716696 - Michigan State Police Retirement System ...

State Police Retirement System

State Police Retirement System ... State Police Retirement System. ORS has created a new and improved website for members of the State Police Retirement System.

USNH Police Retirement Brochure

The USNH Police Officer Retirement Plan. is endorsed by the USNH Board of Trustees, ... of police work, USNH created the. customized retirement program ...

State Police Retirement System Member Handbook

All members of the State Police Retirement and Benevolent Fund become members of ... Employees' Retirement System, Teachers' Pension and Annuity Fund, Police and ...

Fire and Police Retirement - City of Baltimore, Maryland

Fire and Police Retirement Mission Statement - The City of Baltimore, Maryland. ... The Fire and Police Employees' Retirement System. 7 East Redwood Street.

 The Police Retirement System of St. Louis - Retirement Planning

The Police Retirement System of St. Louis provides retirement and disability ... list of websites and links is provided by The Police Retirement Syste.


Michigan State Police Retirement System (MSPRS), Office ... Police Retirement System for the period October 1, 1993 through September 30, 1995. ...

Michigan State Police Retirement System

Michigan State Police Retirement System - Office of Retirement Services ... State Police but are not an enlisted officer, you may have retirement benefits.

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An instrument for predicting retirement satisfaction in Police Officers: A pilot Study


by Daniel A. Goldfarb, Ph.D.


Retirement is one of the biggest decisions that a person makes. Police officers are no exception. In fact police officers are often able to retire at a younger age than the public at large. They often have the option of staying on the job for years even after they are technically eligible for retirement. Thus their retirement decision may be more complex than the general public. They are faced with more options as well as a longer period of retirement than most.


Hooker and Ventis (1984, pg. 478) note that "Retirement, as any major event in the life cycle requires adjustment". Pre planning an event is one way to improve the chances of successfully adjusting to a new life style. An instrument that would help predict the likelihood of retirement satisfaction would be helpful for the person making the decision to retire. This author found no such instrument in the literature for either the general public or law enforcement officers.


The literature on retirement does present certain variables which appear to be connected to life satisfaction after retirement. Factors such as perceived health, adequate contact with friends and sufficient income are correlated with life satisfaction after retirement (Bauer and Okun , 1983). Participation in recreational activities and satisfaction with those activities were found to have a significant positive relationship to reported satisfaction with retirement (Knesek, 1992). The attitude with which retirement is approached also influences satisfaction (Knesek, 1992). Dobson and Morrow (1984) noted that "Retirement attitudes were more strongly related to work commitment and job satisfaction than age, sex, health, and income." (pg. 81).



New York City Police and Pension Fund

Welcome to the web site of the New York City Police Pension Fund, the latest innovation in our continuing effort to provide superior service to our more than 36,000 active members and over 37,000 retired members. This web site is another step in a number of planned technological advancements enabling us to reach out and provide our members with faster access to information concerning all your pension needs. A host of general information regarding benefits, recent pension legislation, agency contacts and a frequently asked questions section will be available. We hope that you find the information and services provided on this site to be useful and welcome suggestions on how to better serve you.



Oklahoma Police Pension and Retirement System

To provide secure retirement benefits for members and their beneficiaries.


South Carolina Retirement Systems

The mission of the South Carolina Retirement Systems is to administer a comprehensive program of retirement benefits responsive to the needs of South Carolina’s public workforce and to perform fiduciary duties as stewards of the contributions and disbursements of the pension trust funds.  The Retirement Systems’ vision is to empower our employees to provide comprehensive service in a professional manner for our members, employers and retirees through the timely and accurate processing of payments, claims, inquiries, and other account information using effective and appropriate, leading-edge technology.


Police and Firefighters' Retirement and Relief Board

The Police and Firefighters' Retirement and Relief Board determines eligibility for optional retirement, disability and related matters for District police and firefighters, US Park Police and US Secret Service and their survivors. The board ensures fair and equitable treatment to all members under the purview of the Police and Firefighters’ Retirement and Disability Act as amended by P.L. 96-122. The seven-member voting board meets on Tuesdays and Thursdays to conduct its due process hearings.



Municipal Police Officers' Retirement System (MPORS)

The MPORS is a multiple employer, cost-sharing defined benefit retirement plan established in 1974 and is governed by Title 19, chapters 2 & 9 of the MCA. This plan covers all municipal police officers employed by first- and second-class cities and other cities that adopt the plan. Benefits are established by state law and can only be amended by the Legislature. The MPORS provides retirement, disability and death benefits to plan members and their beneficiaries. Benefits are based on eligibility, years of service and compensation. Member rights for death and disability are vested immediately. All other rights are vested after five years of service. A brief summary of eligibility and benefits follows:


Michigan State Police Retirement System

The State Police Pension, Accident, and Disability Fund was created in 1935 for employees of the Michigan Department of State Police who have subscribed to the constitutional oath of office. Effective October 1, 1986, Act 182, P.A. 1986 (Sections 38.1601 - 38.1648 of the Michigan Compiled Laws), transferred the operations of the State Police Pension, Accident, and Disability Fund to the Office of Retirement Systems, Department of Management and Budget, and also created the Michigan State Police Retirement System. A nine-member retirement board oversees MSPRS.



Legislature enacts health insurance, retirement expansion for firefighters and police officers


May 24, 2006



AUGUSTA—In a win for Maine’s career firefighters and police officers, the Maine Legislature voted Wednesday to expand access to health insurance plans for current and retired county and municipal fire and police employees. Sponsored by Assistant House Majority Leader Bob Duplessie, D-Westbrook, the legislation also allows police and fire personnel to carry their retirement plans with them as they become employed by different municipalities or counties as participants of the Maine State Retirement System.


“Our firefighters and police officers are the insurance we carry for our communities—to always be there to help when something goes wrong, and these men and women put their lives on the line for us everyday,” said Duplessie, a retired professional firefighter. “They deserve quality, affordable health care, and the ability to put money away for a good retirement after all their hard work.”


Under the new law, career firefighters and police officers may pay in to a group insurance plan for fire and police personnel statewide, and start carrying health insurance while they are currently serving.


Maine firefighters and police officers would be eligible to receive retirement and benefits at age 50, as long as they have paid into the system for five years. Already-retired personnel will also be able to buy in to the health insurance plan within the next year.


According to Duplessie, firefighters and police officers face unique challenges in acquiring health insurance and retaining retirement benefits. Many communities cannot afford to offer health insurance for full-time firefighters and police officers because of the high risks associated with their work, which translate into high costs for counties and communities.


Additionally, retirement benefits have not been portable between counties and municipalities, making it difficult for a police officer or firefighter to transfer to another city or town without having to restart a retirement plan in most cases.


Duplessie and other advocates for the bill emphasized that insurance and retirement are core issues for the retention of younger police officers and firefighters. Without access to health insurance and retirement benefits, many newer firefighters and police officers leave the professions, and communities are left without a balance of experience and abilities for law enforcement and fire fighting.


“Retirement plan portability and access to affordable health insurance are the major issues affecting the retention of skilled public safety professionals,” said Duplessie. “This was a hard-fought battle to meet these basic needs, but it was worth it to put people and the safety of our communities first.”


The legislation, which was carried over from last session, was the sole recommendation of a study commission co-chaired by Duplessie and Senate President Beth Edmonds that reviewed the critical issues of health insurance and retirement benefits for police officers and firefighters. Commission members included legislators, police officers, firefighters, and insurance industry representatives.


“Increasing access to affordable health care is one of the most significant initiatives we can take to move Maine forward,” said House Majority Leader Glenn Cummings, D-Portland. “This bill is an important piece of that plan, and I’m proud we could do this for the people that safeguard our communities every day.”

© 2008 Hi Tech Criminal Justice

 Raymond E. Foster